We are excited to announce our transition from Mid America Mortgage, Inc. to Click n’ Close, Inc.

SmartBuy Suite of Down Payment Assistance Products

Click n’ Close has partnered with a non-profit to expand homeownership opportunities nationwide. This program combines a USDA or FHA-insured 30 year first mortgage with either a second lien that is fully forgivable after 5 years OR a 10 year repayable second lien. The second lien funds available through both options meet FHA’s minimum required investment guidelines and can be used by the borrower towards their down payment and/or closing costs.

Near Miss/Scratch and Dent Bids (single or bulk transactions)

We offer a competitive alternative take-out for displaced loans stuck on your warehouse line or in portfolio. Click n’ Close can bid loans within 48 hours:

Bid Tape Template

Our Process is Simple

Loans We Buy


Reserve/Bid Loan

Email loan information to tradedesk@clicknclose.com


Loan Registration

Submit Fannie Mae 3.2 or MISMO 3.4 data file.


Loan Review

Images submitted via DocVelocity portal. Loan underwritten prior to approval of purchase.


Collateral Review

We provide detailed collateral preparation and submission instructions.



Preparation of purchase advice and confirmation of wire instructions.

Click n' Close

NMLS# 150009

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