We are excited to announce our transition from Mid America Mortgage, Inc. to Click n’ Close, Inc.

SmartBuy Suite of Down Payment Assistance Products

Click n’ Close has partnered with a non-profit to expand homeownership opportunities nationwide. This program combines a USDA or FHA-insured 30 year first mortgage with either a second lien that is fully forgivable after 5 years OR a 10 year repayable second lien. The second lien funds available through both options meet FHA’s minimum required investment guidelines and can be used by the borrower towards their down payment and/or closing costs.

Near Miss/Scratch and Dent Bids (single or bulk transactions)

We offer a competitive alternative take-out for displaced loans stuck on your warehouse line or in portfolio. Click n’ Close can bid loans within 48 hours:

Bid Tape Template

Our Process is Simple

Loans We Buy

1

Reserve/Bid Loan

Email loan information to tradedesk@clicknclose.com

2

Loan Registration

Submit Fannie Mae 3.2 or MISMO 3.4 data file.

3

Loan Review

Images submitted via DocVelocity portal. Loan underwritten prior to approval of purchase.

4

Collateral Review

We provide detailed collateral preparation and submission instructions.

5

Funding

Preparation of purchase advice and confirmation of wire instructions.

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Click n' Close

NMLS# 150009

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